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* 24x7 NEFT Service available. ** Highest interest rate available for senior citizen. *** Interest rate on savings account is 4.25%. **** Locker Services are available on lowest rates. ***** Facility for PMSBY, PMJJBY & Atal Pension Yojna is available. ****** Apex Bank's branches are CBS enabled.
Dear Customer, Apex Bank never asks for details like your card number, card expiry date, CVV, PIN, OTP, password. Please do not share such details to anyone.

Types of Deposit Accounts and Effective Interest Rates

  • Saving Deposit: 

     

 

            Interest rate on Savings Account is 4.25% with effect from 01.07.2020.

   

  • Term/Fixed Deposit:  

          W.E.F.  10.12.2020

S.No.

FIXED DEPOSIT DURATION

For Rs. Less than 1.00 Cr.

For Rs. 1.00 Cr. and Above 

1

From 7 to 14 days

3.00 %

3.00 %

2

From 15 to 45 days

3.00 %

3.00 %

3

From 46 to 90 days

3.50 %

3.50 %

4

From 91 to 179 days

4.00 %

4.00 %

5

From 180 days to less than 01 year

4.50 %

4.50 %

6

01 year or above but less than 3 year

5.00 %

5.00 %

7

03 year or above but less than 5 year

5.10 %

5.10 %

8

05 year and above

5.25 %

5.25 %

 

 Note:-  

      

i.                    Senior citizen can avail 1 % additional interest on a single deposit of Rs. 10,000/- or above for a period of one year & above, on submission of his/her age proof.  

 

ii.               With effect from 15.07.2019, Bank’s “Retired Senior Citizen” staff will get the benefit of 1% additional interest rate. Under this scheme, Senior Citizen Staff working in Bank, will not be entitled for 01% extra interest benefit. 

 

  •  Recurring Deposit:

         Recurring deposit rates applicable as per term deposit rates.

 

  •  Apex Bank flexi Deposit Scheme:

     i.  Saving  MOD Account can be opened with minimum amt of Rs. 15000/-.

ii.  Minimum Balance to be maintained  Rs. 5000/- .

iii. Penalty for non maintaining  minimum balance of Rs 5000/-  will be Rs. 50/- per financial year.

iv. All amount above Rs 5000/- will be transferred to FD in multiples of Rs. 1000/- , in every fifteen days.

v.  Interest rates as applicable for Term/fixed Deposit.

vi. Normal Interest rate for minimum balance will be paid.@5%.

vii. For more details, please contact our nearest branch.

 

     •  Current Deposit:

           No interest  will be  paid  on current account. (Minimum Balance required is Rs. 1000/- )