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* 24x7 NEFT Service available. ** Highest interest rate available for senior citizen. *** Interest rate on savings account is 4.00%. **** Locker Services are available on lowest rates. ***** Facility for PMSBY, PMJJBY & Atal Pension Yojna is available. ****** Apex Bank's branches are CBS enabled.
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TYPES OF LOANS & ADVANCES

 

Under the various schemes of direct financing  to individual borrowers  like loan for purchase/ construction of house, loan for purchases of vehicles, loan for purchase of consumer durables, cash credit limits to traders, loans against pledge of gold/silver ornaments, loan for higher education, personal loan, loan against mortgage of fixed assets, loan for visit, festival loan and loan for treatment are being provided through branches of Apex Bank. Short description is as under :-

 

Effective rate of Interest on Loans and Advance 

                                                    W.E.F.  20.04.2023  

Sr. No.

Types of Loan

Interest Rate

1

HOME LOAN

09.00%

2

VEHICLE LOAN

10.00%

3

LOAN AGAINST MORTGAGE OF FIXED ASSETS 

09.00%

4

CASH CREDIT LIMIT AGAINST COLLATERAL SECURITY / CREDIT LIMIT TO TRADERS

11.00%

5

CONSUMER GOODS PURCHASE LOAN

10.00%

6

PROJECT  LOAN

11.00%

7

PERSONAL LOAN

11.00%

8

HIGHER EDUCATION LOAN

10.00%

9

TRAVEL  LOAN

11.00%

10

FESTIVAL LOAN 

11.00%

11

MEDICAL LOAN 

10.00%

12

LOAN AGAINST PLEDGE OF ORNAMENTS 

10.00%

 
 
 

ऋणग्रहिताओं को प्रदत्त ऋणों/साख सीमाओं की मय ब्याज पूर्ण राशि की वसूली पश्चात सुरक्षा हेतु बंधक चल/अचल संपत्तियों के दस्तावेजों की वापिसी हेतु दिनांक 01.12.2023 से प्रभावशील प्रक्रिया।

 

Note :-

·       For regular Employees of the Government of India / State Government, Corporation / Board, all Cooperative Institutions, Nationalized Banks and for Employees of the Apex Bank -

       1. Home Loan and Loan Against Mortgage of Fixed Assets – 09.00 %.

      2.  Loans under all other schemes – 10.00 %.

·       For more details, kindly go through Loan >>Non Agriculture loan >>Individual loan.